Preparing taxes can be a headache. For many taxpayers, it doesn’t have to come with a cost, too.

Between public and private options, both online and in person, there are a number of options for free preparation and filing.

For about 70% of the nation’s taxpayers — those with adjusted gross income of $69,000 or less in 2019 — the IRS Free File program may be a choice. That’s a partnership involving the agency and a consortium of 10 companies that includes H&R Block, Intuit (maker of TurboTax) and TaxSlayer.

However, fewer than 2% of the eligible 105 million taxpayers use it, according to a recent report from the National Taxpayer Advocate’s office at the IRS.

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