Each year, tax professionals urge people who are due refunds to file early and electronically. Early to make it more difficult for tax scammers to try to hijack your refund, and electronically to speed up the process of transferring money from the Treasury to your bank account.

Now there’s another reason that nobody, but nobody, saw coming: The COVID-19 pandemic that for most of us came out of nowhere in just a matter of weeks has gobsmacked the planet. People, smart people anyhow, no longer hug or shake hands. Most wear masks especially when visiting places like the Mayo Clinic.

The virus has shutdown everything from Broadway plays and baseball to your kids’ school and your favorite sit-down eating place. Millions of people who normally commute to the office five days per week are now furloughed, fired or working from home.

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